Is it time to purchase a new home? First time homeowner, no problem. You're in luck, we have partnered with a professional mortgage company, Bank of England. They service the entire country and offer many types of mortgage loans. They can even help with the sale of your existing home, if you want to relocate. BOE Mortgage link is on our website, fill out the application and please don't forget to add us as your referral, so they know who to contact for any additional information. Have fun house shopping.

******************************************************************************************************************************************************  Summer Hours

Starting May 26th the credit union will close at 12:00 p.m. on Friday's during the summer months, please plan accordingly.

Thank you and have a wonderful summer, filled with fun and relaxation.

 

 

Products

We are committed to fulfilling the needs of our ever-growing membership by offering a broad range of quality products and services.

We offer competitive dividend rates on our savings and investment accounts as well as low interest rates on our loans and Visa Credit Cards. A FREE Checking account is available to any member who has direct deposit with the Credit Union. Take advantage of the 24 hour access to your accounts via our website (oceansprayefcu.com) or with a MasterCard Debit Card.

Please send an email or call us if you wish additional information on any of our products or services. Enjoy the many benefits of the Ocean Spray Employees Federal Credit Union membership! And remember, once a member, always a member, lifetime membership.

ACCOUNTS

Savings Account

Often referred to as your primary account, the savings account opens the door to the credit union's wide range of quality products and services. You automatically become a member of the credit union when you open a savings. You'll earn competitive dividends based on the average daily balance in the account and you won't pay any maintenance fees on active accounts.

We accept direct deposit, so no need to wait for time to go and cash a check.

Vacation and Christmas Club Savings

It's gratifying watching a club account grow with peace of mind knowing you will have extra money for Christmas gifts or Vacation.

Free Checking Accounts

Open a checking account and sign up for direct deposit and say good-bye to high fees.

  • $5.00 minimum balance required
  • No per check charge
  • No monthly service fees or charges
  • Overdraft protection available
  • Overdraft protection through your savings account

Money Management Accounts

Earn more with a Tiered Money Management Account. These accounts offer market dividend rates with immediate access to your funds without penalty.

Certificates & IRA Savings

You can increase the value of your earnings while saving for the future with a Certificate or an IRA. It's the best way to guarantee a worry-free retirement.

Share Certificates

Competitive rates and growth with choice of term. Call or stop by the credit union for details.

IRA

  • Regular, Roth and Educational Plans
  • Spousal and Rollover Plans
  • Option to cross-invest IRA savings funds in certificate accounts to earn higher dividends

Account Access

HOME BANKING - Sign up today!

oceansprayefcu.com

  • Check your balances/Balance your checkbook
  • Transfer funds
  • e-Statements
  • Maintain Personal Options/Alerts
  • History Search
  • Link Accounts (call credit union)

Bill Pay

– Gives you control of initiating Merchant Payments instead of the Merchants initiating your payments.
  • Set up single and scheduled recurring payments
  • View payment history

MasterCard Debit Card

- Access to your Credit Union

accounts at an ATM or POS 24/7

  • Worldwide access
  • Over 55,000 Surcharge free ATM;s with Allpoint Nationwide

Visa Credit Cards

  • Worldwide access
  • Save $ $ with our Low interest rate

Additional Services Available

  • Prepaid Visa Gift Cards
  • Money Orders
  • Wire Transfer Services
  • Free Notary Public Services
  • NADA vehicle pricing
  • Account Reconciliation

You are leaving the credit union web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies may differ from those practiced by the credit union.


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You are leaving the credit union web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies may differ from those practiced by the credit union.

Please Enter Ocean Spray Employees Federal Credit Union as the REFFERAL NAME when applying.


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