On Friday, May 29th, we will be completing our system conversion with Merrimack Valley Credit Union.

Below is important information regarding the conversion:

  1. Your current Ocean Spray EFCU debit card will stop working at 4:00 p.m. At this time, begin using the new Merrimack Valley CU debit card that you received earlier this month.

  2. Online Banking will be unavailable starting at 5:00 p.m on May 29th until  June 1st, however, you will still be able to access the Bill Pay and Visa-Access Point links during that weekend.

  3. On June 1st, PLEASE, set up your new Merrimack Valley CU online banking login, using your new account number, which added a 2 in front of your current account number.    Bill pay will be accessed through your new Merrimack Valley CU online banking.

  4. Starting on June 1st, this website will direct to MVCU.com. For more information about the conversion, please visit mvcu.com/oceanspray.

 

***Please click on the Coronavirus Preventions link below for information on branch hours, financial assistance, and fraud prevention.***

 

 PLEASE  CLICK  ON  THE  MERRIMACK VALLEY  CREDIT UNION  LINK  BELOW  FOR  INQUIRIES  ON  ALL  LOAN  RATES.

 

Go to Merrimack Valley Credit Union's website »

Apply for a Loan

Loan Rates Savings Rates Certificate and IRA Rates Credit Card

Effective as of: 3/1/2020
Credit Card
Card Type VISA -Classic
Annual Percentage Rate for Purchases9.90%
Annual Fee
Transaction Fee for Cash Advance
Minimum Finance Charge
How to Avoid Paying Interest on Purchases
Method for Computing Balances for Purchases
Credit Limit
Over Credit Limit Fee
Late Payment Fee
3% of your Total New Balance, but not less than $25 plus the amount of any prior minimum payments that you have not made and any amount you are over your credit limit. Late payment is effective 25 days after statement due date.
Credit Card Tips
For Credit Card Tips from the Consumer Financial Protection Bureau and To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore
Click Here To Print The Visa Disclosure Statement

You are leaving the credit union web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies may differ from those practiced by the credit union.


Continue Cancel

You are leaving the credit union web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies may differ from those practiced by the credit union.

Please Enter Ocean Spray Employees Federal Credit Union as the REFFERAL NAME when applying.


Continue Cancel