HAVE  YOU  CONSIDERED  A  CD  OR  AN  IRA?

This is a  great time to think about opening a  CD  or an   IRA  and plan for retirement.  It's simple and quick to open.   The earlier you start saving, the more you will have to supplement retirement.  Act now and see how exciting it is to watch your money grow.

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Loan Rates Savings Rates Certificate and IRA Rates Credit Card

Effective as of: 9/1/2017
Account TypeDividend RateAnnual Percentage YieldBalance to Obtain Rate/APYMinimum to Open and Earn APY
Primary Savings.05%.05%$100 $25
Christmas Clubs
Vacation Clubs
Energy Clubs
.05%.05%$5$5
Regular CheckingN/AN/A$100 $5
Money Management Accounts.05%
.10% .15% .20%
.05%
.10% .15% .20%
$100 - $2,000
$2,001 - $20,000
$20,001 - $75,000
$75,001 - above
$100
The annual percentage yields (APY) disclosed in the table above are as of the last dividend declaration date. The dividend rates and APY's on all Savings accounts, Christmas and Vacation Clubs may change quarterly as determined by the Credit Union Board of Directors. The dividend rates and APY's on checking and money management accounts may change monthly as determined by the Credit Union Board of Directors. Fees or other conditions could reduce the earnings on the accounts listed above. Dividends for savings and money management accounts are paid monthly and calculated using the average daily balance method. Dividends for club accounts are not compounded, paid annually and calculated using the daily balance method.

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You are leaving the credit union web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies may differ from those practiced by the credit union.

Please Enter Ocean Spray Employees Federal Credit Union as the REFFERAL NAME when applying.


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